
RTI GAP

Protect Your New Pre-Owned Vehicle With Return to Invoice Gap Coverage
If your vehicle is stolen and not recovered, or involved in an accident where the vehicle is beyond economical repair, you could find yourself with a financial dilemma.
Whether this is your only vehicle or one of many, you will have invested a substantial amount in your purchase. It comes as quite a shock to our customers to learn that their insurers are not prepared to offer a settlement figure for a total loss claim that totals the same amount they originally paid for their vehicle.
This leaves you to find the shortfall between the amount the insurers pay out and the amount you originally paid for the vehicle. Return To Invoice GAP (RTI GAP) pays the difference between the vehicle’s valuation at the time of loss and the purchase price you paid (invoice price) at the time of sale.
WHAT IS RETURN TO INVOICE GAP COVERAGE?


Return To Invoice GAP (RTI GAP) pays the difference between the vehicle’s valuation at the time of loss and the purchase price you paid (invoice price) at the time of sale.
For example:
You purchase a new vehicle for $35,000 and have an accident after 36 months, and your primary auto insurer declares the vehicle a total loss. The market value of your vehicle at the time of the incident is $20,000 and you receive this payment from your primary auto insurer. RTI GAP Insurance could pay you the $15,000 difference between your primary auto insurer’s settlement and the original purchase price of your vehicle.
COVERAGE OPTIONS

To Replace Your Vehicle, You Have Two Options:
RTI: OPTION 1
- Use funds from hard earned savings.
- Take out a loan for the difference.
- Purchase a vehicle with the insurer’s payout that is of less value, with lower specification, and probably older, which may require more maintenance.
RTI: OPTION 2
Take advantage of the features and benefits of Return to Invoice GAP Insurance. We’ll cover you for the difference between the amount your primary auto insurer pays out and the purchase price (invoice price) that you paid for your vehicle, up to the maximum shown on your policy schedule.
BRIDGE THE GAP:
- No waiting period. Coverage begins immediately
- Protects new and used vehicles
- Protects vehicles valued up to $100,000
Dealing With the Loss of a Car Can Be Both Emotionally and Financially Taxing.
Purchase Return to Invoice GAP Insurance and gain peace of mind knowing the gap between the total loss payment that you receive from your primary auto insurance and the amount you originally paid for your vehicle will be covered.